Banking Applications

WHY ORACLE

ONLY ORACLE DELIVERS THIS KEY FUNCTIONALITY

Why do 20 of the world's top 20 banks run Oracle?
Banks around the world rely on Oracle to help them streamline business processes, meet increasing regulatory compliance demands, and improve cost efficiency ratios, while providing greater value to customers. Now, with the combined strengths of Oracle Financial Services, Oracle E-Business Suite, Siebel, and PeopleSoft, Oracle provides the broadest functionality for helping banks effectively grow their business and optimize performance—from front to back office.

Only multi-channel sales, service, marketing, and transaction solution pre-integrated with core banking
Only open-standards core banking solution, enabling new products, relationship pricing, and consolidation of existing systems
Most complete end-to-end risk management solution, extending into business operations and AML
World's leading financials solution for FSI with muti-GAAP, IFRS, and multi-book code processing
Only service-oriented architecture with a banking-specific data model and process library

Oracle Financial Services Solutions

Oracle Financial Services offerings are part of Oracle's solutions for banking
Oracle Financial Services Software, a majority-owned subsidiary of Oracle, is a leading provider of banking solutions. Oracle FLEXCUBE is a complete banking product suite for retail, consumer, corporate, investment and asset management, and investor servicing. Oracle Daybreak helps banks reduce risk and increase productivity throughout the consumer-lending cycle. Oracle Reveleus delivers a suite of analytical applications for multi-jurisdictional Basel II compliance and risk management. And the Oracle Mantas Behavior Detection Platform is the industry's most comprehensive solution for anti-money laundering, detecting risk, and enhancing customer relationships.

CHOOSE YOUR SEGMENT

KEY OFFERINGS FOR BANKING

View All Oracle Banking Offerings

ONLY ORACLE OFFERS SIGNIFICANT BENEFITS

Business Drivers	Oracle Enables You to	With These Products
Become a Customer-Centric Bank	Drive intelligent customer interactions Show a complete view of customers to your agents Deliver multichannel campaign and offer management Provide a single source of truth for customer data	Siebel Branch Sales and Service Siebel Contact Center Siebel Branch Teller Oracle Business Intelligence Applications
Enable Flexibility to be Responsive to Market Needs	Provide process-driven solutions Transform core banking processes Support stand-alone lending and leasing solutions, with the only integrated front-to-back solution for consumer finance and commercial leasing	Oracle FLEXCUBE Oracle Lease Management — Commercial Finance Oracle FLEXCUBE Lending and Leasing PeopleSoft Enterprise Financial Management
Embed an Intelligent Compliance and Risk Management Framework and Performance Measurement within the Business	Deliver actionable customer and product profitability insight Manage credit, market, and operations risk Provide a foundation for regulatory compliance	Oracle Reveleus Basel II Oracle Mantas Behavior Detection Platform Oracle Financial Services Profitability Analytics Oracle Transfer Pricing Oracle Risk Manager Oracle Reveleus Asset Liability Management Solution Oracle Balanced Scorecard Oracle Analytics for Financial Services PeopleSoft Enterprise Performance Management
Innovate for Operational Effectiveness	Fully utilize employees as key company assets Reduce operational risk with comprehensive financial management solutions Manage projects more efficiently and effectively Transform corporate procurement	Oracle Financials Oracle Financial Services Accounting Hub PeopleSoft Human Capital Management Oracle Financial Messaging Solutions
Evolve to a Business Process-Driven Architecture	Deliver new banking services quickly to existing and acquired customers Make real-time decisions with know-your-customer data across all channels Secure client data against fraud, insider access, phishing, and identity theft Selectively consolidate legacy systems onto open-standards platform	Oracle Fusion Middleware Oracle Database 11g